Kiss Trust

Advantages

We built a product with numerous advantages to help you address your unique concerns

Advantages over a custom drafted trustKiss Trust
Effective Document Kiss Trust
No Need to Reinvent the WheelKiss Trust
Proven Solution Kiss Trust
Document CostKiss Trust
Trustee FeesKiss Trust
TrusteeKiss Trust
FlexibilityKiss Trust
Investment OptionsKiss Trust
VersatileKiss Trust
Asset Protection and SecurityKiss Trust
FAFSA and Other Financial AidKiss Trust
All In One Savings ToolKiss Trust
Transfer Life Insurance and Other AssetsKiss Trust
Protect Your Minor Children After Your DeathKiss Trust
Kiss Trust
Advantages over a custom drafted trust

Advantages over a custom drafted trust by a single attorney

Our core trust document is the combined result of six major national law firms, a Big 4 national CPA firm and hundreds of professional hours spent over a six year period. Currently, we are utilizing the 7th iteration of enhancements to the Trust document and have spent in excess of $250,000 in document design and development. Also, we continue to monitor changes in law and court rulings and react by providing periodic updates to existing Kiss Trust documents.

Effective Document

Effective Document

Poorly written and ineffective trust documents not only spell disaster for the beneficiary - but also create an administrative nightmare for even the best trustee. As the trustee on all Kiss Trusts, Eastern Point Trust Company has a vested interest to ensure the document is of the highest quality.

No Need to Reinvent the Wheel

No Need to Reinvent the Wheel

While your family attorney may be very talented, it would be very difficult, and expensive to commission a single professional to draft a more comprehensive and reviewed trust document.

Proven Solution

Proven Solution

The Kiss Trust document has been used, reviewed and accepted by courts, government agencies and financial institutions around the country. No other trust document of its type has been more reviewed and accepted.

Document Cost

Document Cost

The national average expense to commission a lawyer to draft an irrevocable savings trust is $5,000 - The Kiss Trust document creation fee is only $49.

Why such a low cost? We are able to spread the development cost over thousands of clients.

Trustee Fees

Trustee Fees

Kiss Trust offers 3 levels of trustee service and assesses no annual trustee fee in the (Basic Plan). Click to see all our Plans and Pricing. (learn more)

See how our pricing and minimum balances compare to our competitors. (learn more)

Trustee

Trustee

In the trust industry it is common knowledge that 80% of the protection afforded by a trust is the performance of the trustee in properly administering the trust. It cannot be stated strongly enough that there is no second to a professional institutional 3rd party trustee. Inherent conflicts of interest, lack of tax or legal knowledge, and malpractice frequently occur when family members or other non-professionals serve as trustee.

Also, certain types of trusts such as Coogan, Restricted and Special Needs trusts require a disinterested third party trustee.

Flexibility

Flexibility

As Grantor, you retain the ability to amend a Kiss Trust in the future. As an irrevocable trust you may not take back gifts. However, Kiss Trust's patented design provides the flexibility to make amendments to address changing family circumstances. (Learn more)

Investment Options

Investment Options

Kiss Trust provides:

  • Over 6,000 investment options (fund lists)
  • No limits on investment exchanges
  • Professional designed and updated, model portfolios at no additional charge (model portfolios)
Versatile

Versatile

Kiss Trust has been used in hundreds of unique and diverse situations as a complete solution for issues such as;

  • Provide support for minor children in the event of your death (Guardianship Trust)
  • Education Savings
  • Control the disbursement of your future life insurance (Inheritance Trust)
  • Simplified Estate Planning
  • Special Needs
  • Supplement Needs Trust
  • Divorce
  • Memorial Trust
  • Family Banking Trust
  • Avoid Probate
  • Civil Settlements
  • Black Sheep Family Members (Persona Non Grata Trust)
  • Incentivize Good Behavior and Scholastic Performance (Incentive Trust)
  • Penalize Bad Behavior (Incentive Trust)
  • Dealing with a controlling In-Law
  • Asset Accumulation
  • Anonymous Trust
  • Gifting
  • Provide ongoing Health Education Support and Maintenance for an adult (HESM)
  • Trusts for Minors
  • Trusts for Adults
  • Many More Types
Asset Protection and Security

Asset Protection and Security

  • Money is always held safely with the mutual fund company you select
  • Money cannot be withdrawn until the trust rules have been met
  • Every Kiss Trust is protected from creditors of the Grantor
  • Every Kiss Trust is protected from creditors and ex-spouses of the Beneficiary
  • Every Kiss Trust protects future government benefits
  • Every dollar in the trust is protected in the event that Eastern Point Trust Company ceases business operations
FAFSA and Other Financial Aid

FAFSA and Other Financial Aid

Assets held in a Kiss Trust do not reduce student financial aid. This allows improved consideration for grants, scholarships, loans and other financial assistance from State, Federal or University sources.

All In One Savings Tool

All In One Savings Tool

Unlike a 529, UGMA, UTMA, Cordell, Bank Account or other single purpose savings vehicle Kiss Trust can be designed to address several needs.

For instance, if you create a Kiss Trust for Education, and the Beneficiary decides not to pursue a college education, the assets will be preserved for other distribution elections you chose such as first time home purchase.

Transfer Life Insurance and Other Assets

Transfer Life Insurance and Other Assets

Direct your life insurance or other accounts to flow into a Kiss Trust after your death to be distributed per your instructions.

Protect Your Minor Children After Your Death

Protect Your Minor Children After Your Death

Create a Kiss Trust with a HESM (Health Education Support and Maintenance) provision to monitor distribution of assets to your children(s) guardian In the event you and your spouse die while they are still minors.



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Kiss Trust
Terms and Conditions   Privacy Policy
You understand and acknowledge that KissTrust provides a self help service in the form of a standardized prototype trust form and is not a law firm, does not act as your attorney and is not a substitute for the advice of an attorney. KissTrust helps you represent yourself in preparing your own Trust documents. If you have complex legal issues or needs that cannot be resolved on your own, we recommend that you hire an attorney. KissTrust cannot provide legal advice and can only provide self-help services at your specific direction.
Kiss Trust is a BBB Accredited Trust Company in Belcamp, MD
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